Is A Student Loan Right For You?

University of Metaphysical Sciences does not encourage students to take out loans. Student loans accrue interest.
The trouble with taking out a large loan is that you will be paying it back for many years, long after you have finished your education. You will regret taking out a large loan because you will pay twice or even three times the original amount after you finish paying all the interest on the loan.
That is why University of Metaphysical Sciences keeps the prices low and offers a modest payment plan so that people are free to continue their spiritual work without burden after their education at University of Metaphysical Sciences. It could take decades to pay back a large student loan accruing interest. There is something out of balance with the student loan system and you don’t find out about that until after the fact.
If you're going to be a doctor, engineer, lawyer or other professional, then yes, those types of large loans and expensive paybacks are appropriate. However, we don't believe that a metaphysical education should cost that much. Accredited or not, a metaphysical degree is not going to get you a high paying job in the secular career field. This degree is only for bringing credibility to your spiritual offerings and life work, and for being in service to others as they are awakening. That is what a metaphysical education is training you for. We don't want to make it cost as much as a secular market degree would cost because it is not likely that you will make the same kind of money that a doctor or lawyer will make with their degree.
We want to see you get on with your life purpose and work. University of Metaphysical Sciences is assisting humanity in its awakening by training those who are the teachers, leaders and healers in this quickening process that is happening in the mass consciousness. You are the future teachers, leaders, and healers. We want to see you succeed in your spiritual work in the world, not be saddled with a loan you cannot pay back, which then hinders your spiritual work in the world. Our foremost concern is making this education affordable for everyone, rich or poor, and we will stick to that prime directive. We care deeply about our students and do not want to create a financial situation they will regret later.
University of Metaphysical Sciences offers a plan for every budget. Even if people have to take a break for a while from their payment plan, we work with everyone. We have a systematic way of allowing for it through Leave of Absence periods. This way you can still continue to work on your studies and complete your exams that you already have if you want to, but payments and course deliveries would be put on hold until you are in a better situation. We have seen it all, heard it all, worked with it all, and we get everyone through who wants to finish without putting them in a situation where they are saddled with interest accruing debts they cannot afford. We believe that operating our school with integrity at every level of business is of utmost importance.
Metaphysical schools charging exorbitant prices, we don't see why. We know what a great education in metaphysics can be offered for and we offer it. That is why we keep our non-profit status intact and continue to offer this for a price that everyone can afford. Many who have been to more expensive schools than UMS, and decide to continue their studies with UMS instead, are shocked at how much more we offer, how thoroughly our courses are researched and presented, and how much free interaction we provide for our students to take advantage of. It is not about making money for us. It is about assisting humanity, and those who are its future teachers, healers and leaders.

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